Travel Insurance with pancreatitis
Remember
- Tell your insurer about any pre-existing medical conditions to make sure you’re fully covered
- Consider covering everyone travelling in your party in case you have to cancel
- Take a copy of your travel insurance documents with you
If you have pancreatitis, you might be having trouble finding cheap travel insurance because of your medical condition. Specialist insurers, like AllClear, can offer you the cover and protection you and your condition require.
What is pancreatitis?
Pancreatitis is when the pancreas, a gland which produces digestive enzymes and insulin, becomes inflamed. It can be an acute condition from which people typically (but not always) swiftly recover, or chronic where the symptoms, predominantly abdominal pain, are suffered long term. Around 70% of chronic pancreatitis cases are caused by alcohol abuse with smoking, genetics or a problem with the immune system responsible for the remainder. Whilst pain medications may be administered treatment focuses on encouraging lifestyle changes.
Do I need to declare pancreatitis as a pre-existing medical condition when buying travel insurance?
Yes, if you have been diagnosed with pancreatitis it is important that you tell insurers when getting a travel insurance quote. If you are not asked about your health then read the policy carefully as this may mean pre existing medical conditions are automatically excluded. If you are asked and do not declare your pancreatitis then this could invalidate your cover leaving you responsible for settling any emergency medical bills and other costs your insurer would otherwise have covered.
Will having pancreatitis prevent me from getting travel insurance?
Having pancreatitis won’t stop you getting travel insurance, although it’s possible that you might be asked to pay a higher premium or that your insurer places limits or exclusions on your policy. When searching for the best travel insurance quote, remember to include specialists like AllClear, who may not be on price comparison sites but unlike some mass market brokers, are experienced in sourcing cover for people with health issues or disabilities.
Information and support for people who have pancreatitis
The Pancreatitis Supporters Network does what it says on the tin, offering information, advice and practical support, such as counselling. The NHS also provides detailed information on the causes, symptoms and treatment of both acute pancreatitis and chronic pancreatitis.
AllClear take care of everything
Here at Fish Insurance, we’re proud to be working with travel experts AllClear Travel to provide you with cover for your next trip. AllClear’s team of experts will help find the cover you need at a price you’re comfy with. So if you’re planning your next break, all you have to do is decide where to visit first.
To get a quote or manage your policy call
Key benefits of AllClear’s cover*
- No age limits
- 1300+ conditions covered
- ‘Superior’ Covid cover** (includes return flight costs if you’re forced to stay due to Covid-19)
- Up to £15m medical emergency expenses cover
- 24/7 English-speaking medical emergency helpline
- Up to £25,000 for cancellation and cutting your trip short
- Up to £3,000 for your baggage
- Up to £500 travel delay cover
- Up to £1,000 optional cover for travel disruption
- Up to £2m personal liability cover
*All figures are per person and per trip
**Covid cover rated ‘Superior’ by a leading independent UK Consumer Champion in 2021
AllClear cover a range of pre-existing conditions
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And we don’t stop there…
We’ve answered some of the questions you may have about Travel Insurance
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QDo I need to declare acute pancreatitis when buying travel insurance?
AYes. It’s always best to declare any conditions you’ve been diagnosed with when applying for travel insurance, including acute pancreatitis. This ensures any medication you may be taking will be covered, as well as ny emergency medical treatment you may need while travelling.
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QWill having pancreatitis prevent me from getting travel insurance?
AHaving pancreatitis shouldn’t stop you from getting travel insurance. The quote you will receive depends on the severity of your pancreatitis, any medication you’re taking, and other conditions you may have.
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QWill having pancreatitis make travel insurance expensive?
AThe cost of travel insurance takes into account any pre-existing conditions you may have, along with how severe they are and any treatment you may be receiving. If you have pancreatitis, your travel insurance will probably cost more than someone of the same age with no pre-existing conditions, but it doesn’t mean the cost will be huge. It’s always worth contacting a specialist insurer such as AllClear that can help you to get the right cover at the right price.
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QCan I get travel insurance once I’ve been diagnosed with pancreatitis?
AYes, pancreatitis should not stop you being able to get travel insurance. The quote you will receive depends on any medication you’re taking or other conditions you may have.
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QDo I have to declare pancreatitis as a pre-existing medical condition?
AYes. It’s always best to declare any conditions you’ve been diagnosed with when applying for travel insurance, including pancreatitis. This ensures any medication you may be taking will be covered, as well as any treatment for your pancreatitis you need to seek while you’re away.
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