If you are trying to find travel insurance having previously been diagnosed with any one of the four main forms of arrhythmia, you might be going though a hard time. This is because with many policies pre-existing medical conditions can be excluded from cover or attract high premiums. As a company which specialises in sourcing travel insurance for medical conditions, AllClear can help you seek out cover for your ailments – and at a competitive price.

Arrhythmia is when you heart adopts an abnormal rhythm, either beating too fast, too slow or irregularly. Its most frequently diagnosed form is atrial fibrillation (AF) which is a common cause of stroke. Symptoms of arrhythmia can include palpitations, dizziness, fainting, fatigue and shortness of breath. Treatments include medication, the fitting of a pacemaker or catheter and cardioversion, a procedure which restores the natural heart rhythm through electric shocks.

Yes. As with any pre existing health condition you must declare when getting a travel insurance quotation that you have arrhythmia otherwise your cover, or elements of it, may be rendered invalid. Should your condition be triggered whilst travelling then you may then find yourself liable for any medical bills and other costs which would otherwise be covered by your insurance. You should also take note of other policy limitations and exclusions such as the excessive intake of alcohol. This is of particular importance to arrhythmia sufferers as excess alcohol is a known trigger for the condition.

AllClear are able to offer you travel insurance which will cover you should your arrhythmia require you to receive emergency medical treatment whilst abroad and/or cause you to cancel or curtail your trip.

Both the British Heart Foundation and NHS websites provide an overview of the different types of arrhythmia, their causes, diagnostic tests and treatments.