Any Driver Car Insurance
Our disability car insurance policy specifically covers adapted cars and (WAVs). New for 2023, you can now purchase your cover from us online at your own convenience.
One of the main benefits of choosing our Any Driver car insurance option is that it allows a driver to drive your car, providing the driver has your permission, is over the age of 21, or 25 (if selected by you when taking out the policy).
If you have carers, personal assistants, family members, or friends who drive your car, this flexibility could be key. With our Any Driver car insurance option it takes away the hassle of making changes to your policy by adding or removing named drivers.
Key features
Courtesy Car – if your car is being repaired by one of our approved garages then we’ll offer you a courtesy car for as long as your car is being repaired. We will always try our best to ensure this meets your mobility needs. But we don’t offer this if it has been stolen and unrecovered, or if we have decided not to repair your car, or if you have taken it to a garage of your choice.
Breakdown Cover – if your car breaks down we’ll repair or recover it. If roadside assistance is not available or a temporary repair is not possible, we will arrange and pay the costs of transportation of 8 passengers, including the driver, to be recovered to a single destination within 19 miles of the incident. European cover is available at an additional cost. Cover doesn’t include the cost of any parts used to fix your car.
Car Adaptations – We will cover loss or damage to vehicle adaptations for replacement as new up to the limit stated on the schedule. Excludes any deliberate damage by anyone allowed to drive under the policy and any changes or modifications to the car that have not been disclosed.
These are just some of the features in our policy. For a full list of benefits and exclusions, please refer to the Insurance Product Information Document.
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And we don’t stop there…
We’ve answered some of the questions you may have about our Any Driver Car Insurance
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QWhat level of cover will drivers have on my vehicle?
AWith an Any Driver Car Insurance policy from Fish Insurance, the other drivers on your policy will benefit from the same comprehensive cover as the policyholder. The only cover that wouldn’t apply is the ‘driving other cars’ extension which allows you as the policyholder to drive cars other than your the vehicle and still be covered.
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QIs ‘any driver insurance’ the same as a ‘comprehensive’ policy?
ANo, comprehensive is the level of cover provided, and pays out if you injure another person or damage your car or another car in an accident, regardless of who is at fault. ‘Any driver’ refers to who is allowed to drive the vehicle insured.
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QHow many people can use my car?
AWith an Any Driver Car Insurance policy from Fish Insurance, there is no limit of the number of people who can drive the car.
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QDo all drivers have to be named on my policy?
AUnlike some other disability driver insurance companies, with Fish’s Any Driver Disability Car Insurance not all drivers need to be named on this policy. Drivers will need to be named on this policy and may incur an additional premium if they have things like previous motoring convictions in the last 5 years, pending unspent criminal prosecutions, or have been refused insurance in the past. We’ll run through this with you on the quote to make sure all your drivers have the right cover in place.
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QCan anyone drive my car?
AFish’s Any Driver Car Insurance policy allows any driver over the age of 21 of 25 (depending on the cover required), with the owner’s permission and a correct driving licence, to drive the insured vehicle. Drivers will need to be named on this policy and may incur an additional premium if they have things like previous motoring convictions in the last 5 years, pending unspent criminal prosecutions, or have been refused insurance in the past. We’ll run through this with you on the quote to make sure all your drivers have the right cover in place.
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QWhy would I need any driver car insurance?
AFish’s Any Driver Car Insurance gives you lots of flexibility and means you do not require multiple policies in place for different drivers on the same vehicle. For those who employ different daily carers who are required to drive their vehicle, the convenience of allowing any unnamed driver behind the wheel can make life a lot easier.
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QWhat does ‘any driver’ insurance mean?
AIt is a type of policy in which anyone can drive the insured vehicle with the owner’s permission. Drivers will need to be named on this policy and may incur an additional premium if they have things like previous motoring convictions in the last 5 years, pending unspent criminal prosecutions, or have been refused insurance in the past. We’ll run through this with you on the quote to make sure all your drivers have the right cover in place.
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QWhat is a Green Card?
AA Green Card is an internationally recognised document that evidences you have the minimum level of cover for third party property damage and personal injury in countries that are part of the Green Card system.
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QHow do I get a Green Card?
ATo arrange a Green Card, please call us on 0333 331 3900 or email us at admin@fishinsurance.co.uk as far in advance as possible before you travel (but at least 7 days before the date you are travelling).
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QIf I have a car insurance policy with Fish Insurance, am I still covered to drive in Europe?
AAt present, your motor insurance policy allows you to drive within the EEA (European Economic Area). This cover will not change, but with effect from 1st January 2021 drivers must now carry documentation known as a Green Card.
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