Travel Insurance with Medical Conditions
Looking for travel insurance with a medical condition? Struggling to get insured? Don’t panic because our travel insurance medical policy is designed specifically to protect people with pre-existing medical conditions, including cancer, diabetes, arthritis, asthma and cardiac issues.
Travel insurance for people with pre-existing medical conditions
If you have any pre-existing medical conditions then you may have found it difficult to find affordable travel insurance – or even get insured. Thankfully Fish now offers a specially designed travel health insurance policy which covers most medical conditions such as epilepsy, cancers, high blood pressure, strokes, diabetes angina and other heart complaints.
Because it’s been created specifically to serve people with pre-existing medical conditions, our travel and holiday insurance provides specific benefits, such as the emergency replacement of your vital prescription medicines or carer.
Offering great value worldwide travel insurance protection our policy will also cover anybody aged up to 85.
Who’s this policy for?
Fish’s pre-existing medical conditions travel insurance policy is designed to protect:
- People diagnosed with medical conditions such as cardiac complaints (eg. heart disease, angina), diabetes, hypertension (high blood pressure), epilepsy and various cancers
- People aged up to 85 years – it’s particularly useful travel insurance for over 65s and over 70s who might otherwise find it difficult to purchase cover
- People requiring specific travel insurance benefits such as cover for wheelchairs, prescription medicines and replacement carers
- People with pre-existing medical conditions requiring European or worldwide holiday insurance
What are the key benefits of this policy?
Fish’s travel insurance for people with medical conditions offers many benefits, including:
- Covers a wide-range of pre-existing medical conditions
- cancers
- strokes
- heart problems
- diabetes
- epilepsy
- disabilities
- High age limit – great travel insurance for over 65s, over 70s and people aged up to 85
- Provides for a replacement carer
- Covers emergency replacement of prescription medicines
- Protects mobility and disability equipment such as manual wheelchairs
- Personal quotes available online – or talk to our specially trained staff.
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Your questions answered
Q. Why do I need a travel insurance medical policy?
Q. I had a heart attack. Will your policy cover me?
Q. I have diabetes. Will you be able to quote for travel insurance?
Q. I have Cancer and require travel insurance. Can you help?
Q. Travel insurance for over 70’s. We you cover me?
Q. What if I lose my medication when I’m travelling?
Q. Are there limits to the countries I will be insured in?
Q. What payment options do you offer?
Q. If I purchase online how will I get my policy documents?
Q. Should I take my policy documents with me when I travel?
Why do I need a travel health insurance?
We are aware that many people with pre-existing medical conditions often struggle to find suitable or affordable travel insurance. As a result many choose to travel without insurance or declaring their conditions, putting their health at risk and raising the possibility of huge medical bills. It is the firm advice of the government and tour operators that you do not travel without suitable insurance in place. We aim to ensure you can follow that advice by providing affordable travel insurance for most pre-existing conditions.
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I had a heart attack. Will your cover me?
Yes, even though you have a pre existing medical condition, if your doctor has declared you are fit to travel we can cover you. Heart attacks (myocardial infarcations) are among a range of cardiac conditions and related issues that our policy can cover. These include angina, high blood pressure, coronary heart disease, high cholesterol, ischaemic stroke and haemorrhagic stroke. We can also cover you if you’ve had a stroke.
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I have diabetes. Will you be able to quote for travel insurance?
Yes. Both type 1 and Type 2 diabetes are among the many pre-existing medical conditions which our travel insurance will cover.
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I have cancer and require travel insurance. Can you help?
Yes. We provide travel insurance for cancer patients, including people with cancers in remission.
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Do you provide holiday insurance for over 65s?
Yes, unlike many companies we provide travel insurance for the over 65s, over 70s and even over 80s. Our European and Worldwide cover is available to people aged up to 85 years old.
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What if I lose my medication when I’m travelling?
If you lose prescription medication our policy will cover its emergency replacement. This is also true of other items which you may depend upon such as manual wheelchairs and other disability and mobility aids.
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Are there limits to the countries I will be insured in?
Our policy is valid in Europe and worldwide including North America (the United States and Canada). Other territories where you will be covered include Asia, Australia, South America, Africa and the Caribbean. If you take out our single trip policy this will also cover you in the United Kingdom and Northern Ireland.
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What payment options do you offer?
You can choose to pay either online or by ‘phoning our call centre on 0800 088 3275. We accept Maestro, Mastercard, Visa Debit and Visa cards.
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If I purchase online how will I get my policy documents?
Once payment for your policy has been received we will immediately email your policy documents. You should read these carefully, print them and store them somewhere safe both before you travel and when travelling.
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Should I take my policy documents with me when I travel?
You should take the policy booklet with you whenever you travel. This is because it will detail your cover, including any pre existing medical conditions you have declared and any policy exclusions or conditions which may apply. It will also include instructions on how to contact our around-the-clock emergency medical service. And an at-a-glance summary of the important things you need be aware of.
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