Care Cover Plus
Insurance for the care sector including care providers, charities and support groups
For over 35 years Fish Insurance has served the specialist insurance needs of disabled people, working in partnership with a wide range of charities, local authorities, advocates and service support groups. Now through Fish Corporate Insurance we are putting our extensive expertise and experience at the disposal of those who support, advise and assist those requiring professional social care.
With over 75,000 disabled policyholders, not only do we understand the needs of those you serve, we understand the specialised nature of the services you provide and the challenges you face.
Who do we serve?
We’ve used the professional insight gained over more than three decades to develop a range of policies specifically designed to meet the specialist needs of:
- Agencies and introducers of employed and self-employed personal assistants
- Advocacy groups and service support providers
- Brokerage services
- Care agencies
- Care homes and consortia projects
- Charities
- Community centres
- Day centres for disabled children and adults
- Direct Payment support services
- Domicilary care agencies
- Independent Living Centres
- Mental health support providers
- Nurseries
- Respite centres
- Voluntary care and counselling services
How can we help?
Our dedicated team of highly experienced commercial insurance specialists can offer a range of highly affordable, tailor-made policies to protect you against the specific risks your organisation faces. These include:
- Personal accident cover for all your staff and volunteers
- Loss or damage to office contents including computers and laptops (which also benefit from breakdown cover)
- Legal expenses (excluding those elements covered if you are protected via Fish’s Independent Living insurance)
- Professional indemnity and Directors & Officers Liability
- protects against claims arising from provision of voluntary advice, counselling, mediation and advocacy services by directors, trustees and staff
- includes public relations crisis management cover
- Motor insurance for minibuses, vans and cars
- Comprehensive Combined Policy to include:
- Buildings and contents
- Loss of revenue following an insured event
- Employers’ liability
- Public & Product liability, including protection against claims from abuse and molestation
- Professional indemnity, including medical malpractice
- Goods in transit
- Money
Risk assessment sevice
The extensive cover we provide is backed by an impressive range of value-added service benefits, which includes care sector specific risk management advice and support, such as:
- Detailed guidance on best practice in health, safety and training
- One day free care and health consultancy
- Discounted access to independent risk consultancy if required
- Discounted CRB checking facility with no registration fee
